Automated Deal Modeling • Five Stress Tests • Bank-Ready Credit Packages
A borrower describes what they are financing in plain language, and FundIQ returns a modeled, stress-tested, bank-ready credit package.
Preparing credible loan applications wastes time and money, leaving borrowers and credit teams exposed to incomplete files and unverified data.
Manual business plans take weeks and thousands in consultant fees before reaching credit review.
Plans rely on unverified numbers, forcing underwriters to check facts and metrics manually.
Borrowers don't know which product fits or how deals hold up before files reach credit.
Missing deal context, local licensing items, and SBA requirements create back-and-forth delays.
Qualified deals stall, applicants waste money, and files reach credit underprepared and unverified.
Acts as your branded front door for commercial lending—combining conversational intake, real-time market benchmarking, product lineup matching, automated stress testing, and complete application delivery in one workspace.
Describe what you are financing in plain language; FundIQ automatically builds trade area competitor maps, five-year projections, DSCR, equity injection, and margin metrics.
Loan Matcher scores every request against your real product lineup and explicitly states why it fits or does not.
Five stress tests—including rate shock and demand downturn—run automatically before the file reaches credit.
Streams a bank-ready PDF paired with the full SBA and local licensing checklist so applications arrive complete.
Seamless borrower experience for small business, SBA, and commercial real estate lending.
Generates trade area competitor maps, 5-year projections, DSCR, equity injection, and margin numbers automatically.
Scores requests against your actual loan products with transparent fit/no-fit reasoning.
Runs 5 stress scenarios—including rate shocks and demand downturns—before files hit credit.
Exports bank-ready PDFs alongside complete SBA and local licensing checklists.
Sourced market metrics link directly to primary providers—no fake citations.
Dedicated financial engines for New Business, Existing Business (refi/equipment/expansion), and CRE.
Context-aware assistant explaining on-screen drivers, underwriting criteria, and risk factors.
Intake borrower deal descriptions online and convert them into structured credit files automatically.
Generate 5-year pro-formas, trade area maps, equity injection models, and SBA checklists.
Calculate NOI, LTV, DSCR, and margin metrics for owner-occupied or investment properties.
Loan officers and brokers match requests against real product lineups and stress-test deals before credit submission.
Unverified defaults are never disguised as sourced data.
5 automated stress tests verify deal resilience before credit review.
Live parallel fetching across FRED, BLS, Census, Google Places, and RentCast.
Log in securely via existing corporate identity systems.
Clear fit/no-fit rules tied directly to your financial institution's real loan products.
Advisor chat explains real numbers without inventing figures or guesses.
Deploy a branded front door that delivers complete, pre-qualified credit packages.
Receive files that are already stress-tested, verified, and checklist-complete.
Turn deal descriptions into professional 5-year models and trade area analyses without consultants.
Match deals against actual loan products and export bank-ready PDFs in an afternoon.
Standardize 5-scenario stress testing across all SMB and CRE deal pipelines.
Ensure full SBA and local licensing checklists accompany every credit submission.
We evaluate your loan product lineup rules, trade area mapping baselines, DSCR metrics, 5-scenario stress tests, and citation anchors.
Deploy FundIQ for a new business pro-forma or an existing business credit file. Measure the impact on application completeness and credit turnaround time.
Roll out your branded front door across commercial lending, SBA, and CRE teams via corporate SSO.
FundIQ acts as your branded front door for commercial lending—turning plain-language deal descriptions into automatically modeled, 5-scenario stress-tested credit packages so applications arrive complete every time.
See how FundIQ unifies intake, product lineup matching, automated stress testing, and credit package delivery into one seamless workflow.
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