Capability-Based Servicing • Governed Product Configuration • Transparent EOD Processing
Configurable, capability-based loan servicing that replaces rigid product-by-product implementations with reusable, governed servicing capabilities.
Lending institutions struggle with rigid product-by-product implementations, manual data keying errors, and slow product launches that require expensive custom development projects.
Managing consumer, commercial, and mortgage products forces teams to memorize complex codes across isolated systems.
Launching or changing loan products traditionally triggers custom development projects and heavy testing cycles.
End-of-day batch processing fails without clear visibility into account-level errors or missed runs.
Governed controls are difficult to enforce when loan configurations are scattered across manual, unstandardized settings.
Manual servicing work, high operational risk, prolonged testing cycles, and technical debt that stalls product launches.
Replaces rigid legacy servicing with reusable, governed capabilities—starting alongside your existing core banking system and expanding over time.
Find and manage borrowers and their credit plans in a clean, unified directory.
Open, view, and service every loan across its full lifecycle using adaptive UI cards.
Execute, track, and monitor daily end-of-day processing engines with account-level error logging.
Define loan products, branches, rate indexes, and rules using conversational AI or bulk CSV imports.
Replaces rigid product-by-product implementations with reusable, governed servicing capabilities.
Launch and change loan products without a custom development project using plain-language descriptions.
Starts alongside your existing core system and expands over time to modernize servicing incrementally.
Cuts duplicated product logic, testing cycles, and technical debt across consumer, commercial, and mortgage lines.
Governed configuration improves consistency, control, and regulatory adaptability.
Intelligently surfaces relevant fields (e.g., ARM schedules, HELOC draws, CRE escrow) while hiding irrelevant clutter.
Pre-selects transaction details for payments, payoffs, escrow, skip fees, charge-offs, and GL entries.
Real-time visibility into batch processing durations, searchable account-level error logs, and missing-run alerts.
Launch new consumer, commercial, or mortgage products instantly without custom software projects.
Deploy LoansIQ alongside your legacy core to handle specialized servicing capabilities right away.
Manage payments, payoffs, schedule generation, and borrower plans from a single screen.
Track past-due accounts, non-accrual statuses, bankruptcy, and charge-offs with automatic flagging.
Designed to start alongside existing core banking systems without operational disruption.
Eliminates duplicated logic across products to maintain regulatory consistency.
Shared identity, enterprise security, branch-aware structures, and light/dark theme support.
Product Builder converts natural language product ideas into validated settings.
Real-time diagnostics provide auditability for end-of-day batch processing.
Cent-level accuracy, sensitive data masking, and explicit confirmation guards on destructive actions.
Service consumer, commercial, and mortgage loans from one clean interface.
Launch products without code and maintain regulatory consistency.
Eliminate duplicated logic and technical debt by running alongside current systems.
Monitor delinquency, non-accrual, and charge-off statuses in real time.
Oversee daily end-of-day batch processing with clear account-level diagnostics.
Ensure governed configuration and adaptability across changing regulatory rules.
Deploy LoansIQ alongside your existing core banking system to start modernizing servicing capabilities incrementally.
Use the plain-language Product Builder or CSV bulk imports to establish your loan product catalog without custom code.
Onboard borrowers, post transactions, run transparent EOD processing, and expand servicing across your full portfolio.
LoansIQ replaces rigid, product-by-product legacy servicing with reusable, governed capabilities—cutting technical debt, speeding up product launches, and coexisting seamlessly alongside your current core.
See how LoansIQ unifies loan servicing, product configuration, and daily processing into one governed workflow.
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